Gennai vs Receiptor AI: Which Invoice Automation Tool Is Right for You? (2026)

If you have been looking for a tool that automatically captures financial documents from your inbox, you have probably found both Gennai and Receiptor AI in the same search results. That makes sense: both connect to Gmail and Outlook, both use AI to extract data, and both push records to Xero and QuickBooks.

But spending ten minutes on each product page reveals meaningful differences in philosophy, target user, and feature set. Receiptor AI is a broad bookkeeping automation platform built to handle the full range of financial documents that arrive in any inbox: receipts, invoices, bills, refunds, order confirmations, and more. Gennai is narrower and more specialized: it focuses specifically on supplier invoices in a B2B accounts payable workflow, with Holded support and a permanent free plan that Receiptor AI does not offer.

This comparison lays out exactly what each tool does, where each one leads, and which one fits your specific situation. Receiptor AI also competes alongside WellyBox and Tailride in this category.

A note on this comparison: This article is written by Gennai. All Receiptor AI information was verified directly from receiptor.ai (pricing page, homepage, For Accountants page, and How It Works page) in April 2026. Where Receiptor AI is the stronger choice, we say so. We have not invented or assumed any features or pricing.

1. The core difference in one sentence

Receiptor AI — A broad bookkeeping automation agent that captures receipts, invoices, bills, refunds, and order confirmations from email, WhatsApp, and uploads — then organizes, categorizes, and exports them to your accounting tools.

Gennai — A supplier invoice capture tool that extracts inbound B2B invoices from Gmail, Outlook, WhatsApp, and Telegram, and pushes structured data directly to Xero, QuickBooks, or Holded for accounts payable.

The overlap is real: if you primarily receive supplier invoices by email and need them in your accounting platform, both tools do that job. The differences show up in depth of bookkeeping automation, breadth of document types handled, Holded support, API access thresholds, retroactive extraction model, and pricing structure.

2. What each tool is built for

Receiptor AI

Receiptor AI describes itself as a bookkeeping automation agent. Its core loop: connect your email or WhatsApp, let the AI extract and categorize all financial documents continuously, and export structured data wherever you need it. The scope is broad by design: the tool handles receipts, invoices, bills, refunds, and order confirmations across a wide range of use cases, from freelancers tracking travel expenses to accounting firms managing client documents.

The Growth plan and above add workspaces, team roles, business entity matching, custom automations, and API/MCP/CLI access, making it a platform that scales from a solo bookkeeper to a multi-client accounting firm. Receiptor AI also offers a one-time retroactive extraction service: pay a single fee, scan your entire email history back to any year, and capture everything you have ever missed. This is priced separately from the subscription, with a quote-based model. The subscription plans include a 14-day free trial but no permanent free tier.

Gennai

Gennai is built around one workflow: supplier invoices arrive in your Gmail or Outlook inbox as PDF attachments, AI extracts the structured data — vendor, amount, date, tax, invoice number, line items, currency — and records are pushed to Xero, QuickBooks, Holded, Google Drive, OneDrive, or Google Sheets. The platform also accepts invoices forwarded through WhatsApp and Telegram, and supports manual PDF upload.

Every plan includes built-in accountant access: your accountant gets their own login without sharing your inbox credentials. The free plan covers 10 invoices per month with 2 connected email accounts and no card required. Paid plans start at $12/month. The Business plan adds API access and financial reports at $79/month.

3. Feature-by-feature comparison

Sources: receiptor.ai (pricing page, homepage, For Accountants page, How It Works page — April 2026); gennai.io/pricing (April 2026).

4. Pricing comparison

One structural difference worth highlighting: Receiptor AI's Starter plan costs $29/month for up to 50 documents. Gennai's Starter plan costs $12/month for up to 75 invoices. If your workflow is purely invoice-focused and your volume is moderate, Gennai is the lower-cost entry point. Receiptor AI's broader document scope justifies a higher price for businesses that need more than just supplier invoices.

Receiptor AI also bills per extra document ($0.04/doc beyond the plan limit), per extra entity analyzed ($0.03), and per additional accounting organization connected ($12 each beyond plan allowance). Gennai uses credit packs for overages (from $5 for 20 invoices), which never expire.

5. Where Receiptor AI wins

Receiptor AI is the right call in a number of situations, and it is worth being specific about them.

Broader document scope

Receiptor AI handles receipts, bills, refunds, and order confirmations in addition to supplier invoices. If you need a single tool that covers your full financial document inbox rather than just AP invoices, Receiptor AI covers more ground.

AI memory and custom automations

Receiptor AI builds memory from your behavior over time, powering automations that route, label, and categorize documents based on your past patterns. The Growth plan also offers custom automations beyond the built-in rules. This is a meaningful advantage for teams with complex, recurring document workflows.

Business entity matching

Receiptor AI's Growth plan includes business entity matching, which automatically links documents to the correct business entity in multi-company setups. Gennai does not list this feature.

MCP / CLI developer access

Receiptor AI offers API, MCP (Model Context Protocol), and CLI access from the Growth plan. Gennai offers API access on its Business plan but does not list MCP or CLI. For development teams building custom integrations or AI agent workflows, this matters.

One-time retroactive extraction service

Receiptor AI offers retroactive extraction as a standalone one-time fee — no subscription required to scan your entire email history. This is useful for businesses that only need a single historical catch-up without committing to an ongoing plan.

6. Where Gennai wins

Gennai's narrower focus translates into specific advantages for businesses that are primarily dealing with supplier invoices.

Holded integration

Gennai integrates directly with Holded, the leading ERP in Spain and one of the most widely used platforms in the Iberian market. Receiptor AI does not list a Holded integration. For any business or accounting firm running on Holded, this alone is the deciding factor.

Permanent free plan

Gennai offers a genuine free plan with 10 invoices per month and 2 connected email accounts, with no credit card required. Receiptor AI provides a 14-day free trial but no ongoing free tier. For very low-volume businesses or those evaluating before committing, the free plan is a meaningful difference.

Lower entry price for invoice-only workflows

If your workflow is specifically accounts payable — supplier invoices in, accounting platform out — Gennai's Starter plan at $12/month handles 75 invoices with 5 email accounts. Receiptor AI's Starter at $29/month covers 50 documents across a broader range. For pure AP automation, Gennai is the more cost-efficient entry point.

Telegram capture

Gennai accepts invoices forwarded via Telegram in addition to WhatsApp. Receiptor AI supports WhatsApp but does not list Telegram as an input channel.

OneDrive and Google Sheets sync

Gennai syncs to Microsoft OneDrive and pushes extracted invoice data to a live Google Sheet. Receiptor AI exports to Google Drive but does not list OneDrive or Google Sheets as native output destinations.

7. Who should choose which

The honest summary: Receiptor AI and Gennai overlap most on the core AP invoice workflow — inbox connection, AI extraction, and export to Xero or QuickBooks. Receiptor AI goes wider with document types, automation depth, and developer tools. Gennai goes narrower with Holded support, a lower entry price for invoice-only workflows, Telegram capture, OneDrive sync, and a permanent free plan.

Your choice comes down to scope. If your need is supplier invoice automation specifically, and especially if you use Holded, Gennai is built for that. If you need a platform that handles your full financial inbox across document types with richer automation logic, Receiptor AI is the broader tool. You can see how Gennai handles the supplier invoice workflow in detail by reading how to send invoices to your accountant automatically from Gmail, or try the free plan to process your first invoices without a commitment. For a broader view of all tools in this category, see our full 2026 invoice automation tools comparison.

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Try Gennai free — no card required. Connect Gmail or Outlook and extract your first supplier invoices in under 5 minutes. Free plan includes 10 invoices/month. Paid plans from $12/month — start here.